| If this is your first experience buying Accidental Death and Dismemberment Insurance, we've compiled a list of the most Frequently Asked Questions from our customers to help you make your decision. If you need more information, we invite you to contact us.
 What is Accidental Death & Dismemberment Insurance?
 Accidental Death Insurance is supplemental insurance that provides benefits to your beneficiary if you die as the result of a covered accident or suffer the loss of limbs or sight.
I already have insurance. Do I need more?
Though you may already have insurance coverage, Accidental Death and Dismemberment insurance coverage (AD&D) can help you supplement your existing coverage. And because it's supplemental insurance, AD&D insurance pays regardless of any other coverage you may already have.
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Will I be approved for this AD&D coverage?
Absolutely, Stonebridge Life Insurance Company guarantees that you cannot be turned down for coverage if you are age 18 to 80. Click here for exceptions.
I've had health problems, can I still sign up?
Yes. At no time in this process will you need to answer questions about your health.
Will my rates go up over time?
No. Your rate is guaranteed for as long as you own your policy. Click here for more details.
What if I get this insurance and decide I don't want it, do I get my money back?
Your satisfaction is guaranteed. If for any reason you decide the Stonebridge Life Accident Plan isn't right for you, just return your Certificate/Policy within 30 days of the date you receive the Certificate/Policy (31 days in South Carolina) and receive a full refund of your intial premium.
How do I contact the Service Center at Stonebridge Life or File a Claim?
If you have any questions, just click here to speak to our Service Center 9AM - 7:30PM Mon. - Fri. Central Time and 9AM - 1:30PM Sat. Central Time or e-mail us anytime.
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